KeyBank positive pay file format
There is no single fixed layout. You define your own file map in KeyNavigator.
Independent documentation. Not affiliated with or endorsed by KeyBank.
Build a matching file with the free generator: pick a generic layout or use the custom builder, then map it once in KeyNavigator. Your check data never leaves your computer.
How KeyBank check issue files work
- Issue files are submitted through KeyNavigator web transfer or direct transmission.
- KeyBank's internal format is proprietary. Its ARP Translator Tool reformats your file into Key's format, so you register your own layout rather than matching a published one.
Required data: account number, issue date, check number, payee name(s), and amount.
Source: KeyBank KeyNavigator Positive Pay FAQ. Reference. Banks can change their requirements; the bank portal is the authoritative reference.
How to create a KeyBank positive pay file
Because KeyBank reads whatever layout you register in its portal, the simplest approach is a clean CSV. In the generator, choose the generic CSV layout (or build your own in the custom builder), create the file from your check register, then define the matching file map in KeyNavigator once. After that, every check run is the same two steps: generate the file, upload it. Always verify your first file with a test upload.